"Empowering people to build wealth through homeownership"
For three decades United Security Financial Corp. has been a nation wide mortgage lender. Seving all but a few select states, we provide individuals with high quality home mortgages. We strive to provide the best products and services to borrowers to make their mortgage lending experience simple and care free on their part. Our employees are dedicated to help you find the best fit mortgage product and eliminate the high costs other lenders try to gouge you with to simply make an extra buck.
At USF corp, honesty, integrity, and borrower transparency are key components to our success as your lender. Providing you with the best value to you.
President and CEO, Lois Johnson was inspired by her Pastor, the late Dr. Rosemary Cosby, to enter into the mortgage banking industry. Lois worked for various mortgage companies
as a loan officer, processor, and underwriter and assisted in establishing a branch office of AmeriStar Financial in Salt Lake City.
After working in the mortgage industry, and experiencing far too many unnecessary obstacles in the loan approval process, Lois made a conscious decision to establish United Security Financial (USF). USF was established with the intent to eliminate unnecessary obstacles and grant loans to all qualified applicants. Lois became the first and only FNMA and GNMA woman, minority mortgage broker.
Lois is the recipient of many awards for her outstanding achievements:
Salt Lake County Commissioners Advisory Council
Chairperson of Housing Commitee
Salt Lake City Business Advisory Board
Advocate of Latch Key Program
Invaluable Service Achievement, UT Dept. of Workforce Services & UT Office of Child Care
Certificate of Appreciation, Black Advisory Council for Leadership, Service, and Valuable Contributions to the People of Utah
Salt Lake County Outstanding Service Certificate
The Women's Business Center of the Salt Lake Chamber, The Salt Lake Chapter of NAWBO and Utah Business
Magazine's "30 Visionaries: Women to Watch"
Small Business Administration Business of the Year
FHA Direct Endorsement, Full Eagle FHA Approval
VA SAR Underwriter and Automatic Lender
Fannie Mae Underwriter and Fannie Mae Seller Servicer
Principle Broker, Utah Division of Real Estate
Co-Producer and Co-Director, Black History Theater
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